Remittance E-Money Integration Platform -- 2

I’m building a full-stack remittance platform that lets people move money seamlessly through bank transfers and mobile wallets. At launch those two rails are non-negotiable; later on I may add cryptocurrency, so clean, modular integrations are important. Core functions have to be in place from day one: real-time transaction tracking on both the customer and admin sides, multi-currency handling with automatic FX conversion logic, and solid user authentication (email / phone / 2FA). I also need a sandbox API that mirrors production behaviour so partner banks and wallet providers can certify their flows before we flip the switch. Three distinct roles run through every screen: • Senders initiate transfers, view statuses, and manage beneficiaries • Recipients get notified, confirm details when required, and can cash out or store funds • Admins oversee KYC, set limits, and generate compliance reports Technology choices are open, but I expect contemporary best practices—REST or GraphQL endpoints, secure token management (OAuth2 / JWT), and a scalable database layer. Clean code with documentation is essential so my in-house team can extend the system later. Acceptance criteria 1. A working web dashboard plus documented API covering all flows above 2. End-to-end test scripts that pass in both sandbox and production modes 3. Deployment guide for a standard cloud environment (AWS, GCP, or Azure) If this sounds like your wheelhouse, tell me how you would architect it and what timeline you’d need for an MVP.